Make use of the latest Financial technology to obtain more accurate credit scores. Improve customer engagement and expand into new target markets using our powerful Fintech tool and AI credit scoring solution, CredoScore. Working in harmony with existing credit risk management processes while remaining compliant with local data privacy regulations, the CredoScore enables companies to capitalise on opportunities that are largely overlooked due to traditional credit score determination methods.

How it Works

Tailor-made AI Credit Scoring for your Industry

Leveraging Data

Millions of data points used to create 1 powerful credit score.

Increased Accuracy

AI-based algorithm improves accuracy.

Improved Risk Management

Credit risk management using modern financial technology.

Increased Approvals

Increase approval rates while reducing delinquency rates.


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The vanguard of CredoLab's family of credit risk management products that increases application approval rates while keeping negative rates under control.


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Simple, plug-&-play solutions working in conjunction with our products, such as the white label app & SDKs, to provide seamless digital onboarding experiences.

Embedded Scoring

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An Analytics-as-a-Service platform using data and insights from privacy-consented data sources to provide a simple, ready-for-action profitability plan.