RISK SCORES
A predictive scoring model that assesses the likelihood of payment default, even when traditional credit data is unavailable.
A predictive scoring model that assesses the likelihood of payment default, even when traditional credit data is unavailable.
The choice of 150+ banks, financial companies, and fintech unicorns
Risk Scores leverage alternative behavioural and device
data to generate highly predictive risk assessments,
enabling more accurate decision-making.
Enhanced credit decisioning even for thin-file and unbanked applicants
Higher approval rates with reduced default risk
Improved model performance with complementary risk insights
Testimonials
Credolab risk scores drive inclusion and deliver measurable impact. Here’s the evidence.
Neobanks
Agibank is a neobank with an open platform, encompassing marketplace, communications, technology, and finance products.
Integration Type:
Mobile SDK
Solutions Used:
Daiane Rodrigues Baldo
Credit Data Science Leader
"Credolab helped us to better understand the digital profile of our customers, creating relevant insights that helps us segment and improve our customers’ risk profile. With the data provided by credolab, we managed to be more accurate in our predictive models and even more competitive....”
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Neobanks
FairMoney is building the leading mobile bank for emerging markets on a mission to rebuild Africa's money story by offering Tier 1 digital financial services to merchants and consumers alike.
Integration Type:
Mobile SDK
Solutions Used:
Donald Evans
Chief Lending Officer
"Credolab allowed us to extract more insights on our customers through their unique data attributes which, in combination with our existing data points, improved the accuracy of our models. As a result, we managed to increase value to clients through a better offer creating positive selection and higher profitability....”
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Neobanks
Tonik is a transformative digital bank on a mission to revolutionize the way money works in Southeast Asia. Tonik is officially the Philippines’ first neobank to secure a digital bank license from the Bangko Sentral ng Pilipinas (BSP) and insure deposits by the Philippine Deposit Insurance Corporation (PDIC).
Integration Type:
Mobile SDK
Solutions Used:
Greg Krasnov
CEO
"We chose credolab because they are the global leader in leveraging smartphone behavioural data for risk assessment. They have been a key input in our general model and have accompanied Tonik since the very beginning of our lending journey. I'd recommend any lender to use their scores and insights....”
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