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A set of advanced data signals that enrich existing credit models with behavioural and device intelligence.
The choice of 150+ banks, financial companies, and fintech unicorns
Risk Insights extract and analyse key behavioural
patterns, providing deeper visibility into applicant risk
beyond traditional data sources.
More granular risk segmentation
Improved model accuracy and performance
Early identification of high-risk applications
Testimonials
Credolab risk insights enrich your models with behavioural and device intelligence that unlock data-driven decisions. See the impact.
Neobanks
Launched in October 2018, alt.bank is a neobank on a mission to bring financial justice through fair and transparent interest rates.
Integration Type:
Mobile SDK
Solutions Used:
Arthur Martinez
Credit Policy and Data Science Manager
"Credolab has truly improved our approach to risk assessment at alt.bank, Brazil's fastest-growing digital credit card issuer (novücard) on a mission to bring financial justice through fair and transparent interest rates. Credolab’s alternative risk scores have consistently demonstrated a significant uplift....”
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BNPL
Cashea is the first installment purchase solution in Venezuela.
Integration Type:
Mobile SDK
Solutions Used:
Pedro Vallenilla
CEO
"Credolab has been an invaluable partner in our journey to success. With their data enrichment and alternative risk scores, Cashea has transformed into the fastest-growing financial app in Venezuela. Being recognized by Bloomberg, after seven years, is a testament to our groundbreaking approach...”
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BNPL
Zazpay is a Mexican fintech that expands financial inclusion through technology and a Buy Now, Pay Later model. The company enables people without formal credit histories to access safe and affordable credit, using alternative data to evaluate financial behaviour and support responsible lending.
Integration Type:
Mobile SDK
Solutions Used:
Juan Carlos Esquer Ramos
CEO
"As the CEO of ZazPay, navigating the dynamic landscape of financial services in Mexico has been both exhilarating and challenging. When we decided to revamp our internal models and streamline our underwriting processes, we knew we needed a partner who could deliver tangible results....”
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