Building cloud banking together

Mambu and CredoLab combine their innovative solutions to offer businesses the perfect way to go digital, fast. From Mambu’s seamless cloud platform solutions to CredoLab’s AI-based credit scoring algorithm and everything in between - we’ve got innovative banking covered.

Why Should This Excite You?

Go to Market Faster

Go secure, compliant, cloud-native in a matter of months, not years

Faster Decision

Shorten the time-to-yes from days to less than 1 minute with creditworthiness done in real-time.

Lower Cost of Risk

Increase the accuracy of your credit decisions with AI and smartphone metadata to get higher approval rates at lower cost of risk.

Complete Data Privacy

Shorten the time-to-yes from days to less than 1 minute with creditworthiness done in real-time.

Drive Better Customer Experience

Create the ultimate customer experience by enabling increased financial literacy and access to insurance and financial services for qualified and interested users.

Flexible and Agile

Get the freedom to quickly combine and change solutions whenever you need

Discovering modern credit risk scoring in buy now, pay later

Challenge accepted:
How challenger banks can grow profitably

Access this ebook now to learn more about the latest thinking and research on how BNPL can thrive.

Ebook

Evidence

This rule triggers when a device has been confirmed as fraudulent

Watch-list

This rule triggers when the device is on a blacklist

Geolocation

This rule triggers when an application originates from a location marked as risky

Anomaly

This rule triggers when inconsistencies are identified on a device

Velocity

This rule triggers when the same device applies for multiple loans

Risk-Profile

This rule triggers when a device looks suspiciously like confirmed fraudulent devices

CredoScore

Crunches nearly 1 million behavioural features from opt-in metadata to generate credit scores

Device Risk

Uses device recognition and intelligence technology to track over 45 types of fraud and abuse

How do we fit into your business model?

Arrange a meeting with us to discuss