CredoLite
$
624
Equal to $4,485/year for up to 100k uploads per year
Collect:
Raw Data
Pricing that pays for itself.
Predictive lift should not be a luxury. Choose the plan that fits your needs and start turning "No Data" rejections into your most profitable portfolio growth.
CredoOne
$
624
Equal to $7,485/year for up to 100k uploads per year
CredoScore
CONTACT SALES
20% discount for lenders who commit to a year of better decisions. Billed annually.
Billed Yearly
Billed Monthly
Compare plans
Credolite
Credoone
Credoscore
SDK (Android, iOS, Web)
Dedicated cloud environment
Credo360 monthly behavioural report
Web dashboard and/or API credentials
Training and support for your staff
Production API
Device Intelligence
Fraud Intelligence
Behavioural Intelligence
Development of a tailor-made scorecard
Scorecard calibration on your performance data
Rate limits
50 datasets
uploaded per minute included
100 insights
delivered per minute included
100 scores
delivered per minute included
Dedicated Customer
Success Manager
Success Manager
Shared Slack or
WhatsApp channel
WhatsApp channel
Monthly health
check meetings
check meetings
24/7 Support
Run the numbers. See it for yourself.
Credolab doesn't just reduce risk; it pays for itself. Input your current volume and portfolio characteristics to see the projected uplift in profitability and how quickly your subscription delivers a positive return.
Stop guessing. Start SCORing.
Why leave your growth to chance when you can lead with intelligence? Join the world’s most innovative lenders and turn behavioural scores into your biggest competitive advantage.
Frequently Asked Questions
Our credit bureau hit rates are low. How can we grow without them?
Just because an applicant is "invisible" to the bureau doesn't mean they don't have a digital footprint. If they have a smartphone or are applying online, they have a story to tell.
Credolab’s credit scoring solutions generate a predictive risk score for 100% of your applicants using privacy-safe device and behavioural metadata, not credit history.
We fill the gap, giving your risk team a consistent signal from day one. You grow the portfolio today; the bureau catches up tomorrow.
Credolab’s credit scoring solutions generate a predictive risk score for 100% of your applicants using privacy-safe device and behavioural metadata, not credit history.
We fill the gap, giving your risk team a consistent signal from day one. You grow the portfolio today; the bureau catches up tomorrow.
We already pay for ID verification, income data, and fraud tools. Why add Credolab to the stack?
Think of us as the high-efficiency filter at the very top of your funnel. Why waste your most expensive KYC and income checks on bots, device farms, or malicious applicants?
By placing our intelligence layer at the start of the waterfall, you identify non-human threats and manipulated sessions instantly. You stop the "operational waste" and ensure your budget is spent only on genuine, high-quality humans that have a high probability of paying you back.
Using our credit data solutions, it’s a leaner funnel and a better bottom line.
By placing our intelligence layer at the start of the waterfall, you identify non-human threats and manipulated sessions instantly. You stop the "operational waste" and ensure your budget is spent only on genuine, high-quality humans that have a high probability of paying you back.
Using our credit data solutions, it’s a leaner funnel and a better bottom line.
Is this just another tracking tag? Where does it actually sit in the journey?
We aren't a tracking tag; we are an intelligence input.
Credolab sits at the very start of the onboarding journey, analysing the integrity and user's intent in that session. As a credit scoring solution, we don't just identify the device; we also assess the applicant’s willingness to repay.
It’s a scoring-grade decisioning tool that identifies the character behind the clicks, helping you reserve those costly downstream checks for the applicants who actually deserve them.
Credolab sits at the very start of the onboarding journey, analysing the integrity and user's intent in that session. As a credit scoring solution, we don't just identify the device; we also assess the applicant’s willingness to repay.
It’s a scoring-grade decisioning tool that identifies the character behind the clicks, helping you reserve those costly downstream checks for the applicants who actually deserve them.
Will this require a massive overhaul of our existing risk models?
Not at all. Credolab’s alternative credit scoring is built to be a complementary power-up for your current models, not a replacement.
While our "sweet spot" is scoring thin-file applicants, our scores are equally effective at catching high-score "hit and run" fraudsters who have no intention of paying.
You can champion/challenge our scores against your existing setup or use them as a complementary layer. Either way, you get the score via a simple API, and our experts guide you through the process.
Simply put, you gain an additional layer of data and scores through our alternative credit scoring platforms.
While our "sweet spot" is scoring thin-file applicants, our scores are equally effective at catching high-score "hit and run" fraudsters who have no intention of paying.
You can champion/challenge our scores against your existing setup or use them as a complementary layer. Either way, you get the score via a simple API, and our experts guide you through the process.
Simply put, you gain an additional layer of data and scores through our alternative credit scoring platforms.
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