Solutions
About Us
Explore our pricing plans designed to help any business take full advantage from the power of behavioural data analytics
$600
/monthly
Data enrichment insights are delivered in real time
Device Fingerprint
Online Interactions
$600
/monthly
Anti-fraud checks and insights
are delivered in real time
Device Velocity
IP Address Velocity
Outliers Detection
$1,000
/monthly
Marketing segments are delivered in real time and/or in monthly batches
Personality Types
Technographic Data
Aesthetic recommendations
Persuasive messaging
Tone of voice
Subscribing to any of these will give you access to and license to use our platform.
12 months minimum commitment.
custom
ATO checks are delivered in real time
Behaviour anomalies
Device anomalies
Browser anomalies
Typing anomalies
custom
Data enrichment insights are delivered in real time
Payment Default Score
Insurance Lapse Score
Collections Score
Insurance Claim Score
custom
Data enrichment insights are delivered in real time
Identity Fraud Score
Loyalty points abuse
Cashback abuse
Referral abuse
custom
Data enrichment insights are delivered in real time
Propensity Score
Lead Score
The following solutions require validation and are not available from day 1.
12 months minimum commitment.
Need to know more? Check our FAQ
Dive into our comprehensive FAQ section to find answers to your questions and gain deeper insights into our platform.
Trusted by the World’s Biggest Brands
Discover how credolab has transformed businesses by enabling data-driven decision-making and fostering growth through innovative solutions.
Nicholas Mutua
Head of Credit and Operations, Maisha Bank
I'd recommend Credolab's behavioural data solution to any bank trying to enhance the way they do a credit risk assessment. By leveraging their expertise and unique source of data, we have improved our risk management processes and onboarded better-quality customers. Our applicant risk assessment process has transformed with the use of Credolab's alternative credit risk scores. As a result, we have gained deeper real-time behavioural insights and higher accuracy in risk evaluation and payment default probability. Their solution is a strategic asset that has undoubtedly elevated our credit assessment capabilities and saved us valuable time and resources.
Nicholas Mutua
Head of Credit and Operations, Maisha Bank
I'd recommend Credolab's behavioural data solution to any bank trying to enhance the way they do a credit risk assessment. By leveraging their expertise and unique source of data, we have improved our risk management processes and onboarded better-quality customers. Our applicant risk assessment process has transformed with the use of Credolab's alternative credit risk scores. As a result, we have gained deeper real-time behavioural insights and higher accuracy in risk evaluation and payment default probability. Their solution is a strategic asset that has undoubtedly elevated our credit assessment capabilities and saved us valuable time and resources.
Vadym Kryvoviaz
Deputy CEO/ CRO, AsiaKredit
As the Chief Risk Officer of a digital lender operating in a country where credit bureau penetration is low, we were faced with a significant challenge in identifying creditworthy customers. That's when we discovered credolab's risk scores based on smartphone data. Using credolab's risk scores allowed AsiaKredit to more accurately assess the risk profile of customers who would otherwise be rejected. This has enabled us to approve more customers, while still maintaining risk under control. One of the most significant benefits of using credolab's risk scores has been the reduction in first payment defaults. By identifying customers who were more likely to default, we were able to adjust the loan terms or decline the application altogether. This has led to a significant positive impact on our bottom line.
Vadym Kryvoviaz
Deputy CEO/ CRO, AsiaKredit
As the Chief Risk Officer of a digital lender operating in a country where credit bureau penetration is low, we were faced with a significant challenge in identifying creditworthy customers. That's when we discovered credolab's risk scores based on smartphone data. Using credolab's risk scores allowed AsiaKredit to more accurately assess the risk profile of customers who would otherwise be rejected. This has enabled us to approve more customers, while still maintaining risk under control. One of the most significant benefits of using credolab's risk scores has been the reduction in first payment defaults. By identifying customers who were more likely to default, we were able to adjust the loan terms or decline the application altogether. This has led to a significant positive impact on our bottom line.
Tomasz Borowski
CEO, Flow
As the CEO of a credit management company, I was looking for the right software solution to support our business operations whilst also promoting ethical and responsible debt collection in underserved Asian economies. Credolab helped us with a powerful scorecard that allowed us to prioritise collection efforts. By analysing user metadata and behaviours, credolab helped us improve the way we allocated call centre's efforts by reaching out to the users that were most likely to respond to our calls resulting in higher collections rates.
Tomasz Borowski
CEO, Flow
As the CEO of a credit management company, I was looking for the right software solution to support our business operations whilst also promoting ethical and responsible debt collection in underserved Asian economies. Credolab helped us with a powerful scorecard that allowed us to prioritise collection efforts. By analysing user metadata and behaviours, credolab helped us improve the way we allocated call centre's efforts by reaching out to the users that were most likely to respond to our calls resulting in higher collections rates.
Anand Krishnaswamy
Vice President Product, International, TransUnion
We partnered with credolab to integrate their SDK into our Digital Onboarding solution. The SDK was easy to implement and the customer support team was outstanding, making the integration process quick and efficient. One of the key reasons why we chose credolab as our partner was the quality of their alternative risk score. After testing it with a bank in the Philippines, we realised it was a good complement to our credit bureau score and CreditVision Link product to help TU's clients score every individual, not just the ones already known to the bureau. Embedding credolab SDK in TransUnion Digital Onboarding enabled us to offer businesses with alternative risk scoring alongside identity and fraud management, affordability assessment, decisioning, and digital fulfilment.
Anand Krishnaswamy
Vice President Product, International, TransUnion
We partnered with credolab to integrate their SDK into our Digital Onboarding solution. The SDK was easy to implement and the customer support team was outstanding, making the integration process quick and efficient. One of the key reasons why we chose credolab as our partner was the quality of their alternative risk score. After testing it with a bank in the Philippines, we realised it was a good complement to our credit bureau score and CreditVision Link product to help TU's clients score every individual, not just the ones already known to the bureau. Embedding credolab SDK in TransUnion Digital Onboarding enabled us to offer businesses with alternative risk scoring alongside identity and fraud management, affordability assessment, decisioning, and digital fulfilment.
Donald Evans
Chief Lending Officer, FairMoney
Credolab allowed us to extract more insights on our customers through their unique data attributes which, in combination with our existing data points, improved the accuracy of our models. As a result, we managed to increase value to clients through a better offer creating positive selection and higher profitability.
Donald Evans
Chief Lending Officer, FairMoney
Credolab allowed us to extract more insights on our customers through their unique data attributes which, in combination with our existing data points, improved the accuracy of our models. As a result, we managed to increase value to clients through a better offer creating positive selection and higher profitability.
Momtaz Moussa
Co-Founder & CEO, Lucky
Credolab has been an essential partner in our journey to enable the underbanked with more empowering financial services. Together with credolab, we have managed to use alternative data to finally build reliable credit profiles for users with no credit history. In addition, their team was genuinely sharing best practices and providing thought leadership along the way.
Momtaz Moussa
Co-Founder & CEO, Lucky
Credolab has been an essential partner in our journey to enable the underbanked with more empowering financial services. Together with credolab, we have managed to use alternative data to finally build reliable credit profiles for users with no credit history. In addition, their team was genuinely sharing best practices and providing thought leadership along the way.
Greg Krasnov
CEO, Tonik Bank
We chose credolab because they are the global leader in leveraging smartphone behavioural data for risk assessment. They have been a key input in our general model and have accompanied Tonik since the very beginning of our lending journey. I'd recommend any lender to use their scores and insights.
Greg Krasnov
CEO, Tonik Bank
We chose credolab because they are the global leader in leveraging smartphone behavioural data for risk assessment. They have been a key input in our general model and have accompanied Tonik since the very beginning of our lending journey. I'd recommend any lender to use their scores and insights.
Daiane Rodrigues Baldo
Credit Data Science Leader, Agi
Credolab helped us to better understand the digital profile of our customers, creating relevant insights that helps us segment and improve our customers’ risk profile. With the data provided by credolab, we managed to be more accurate in our predictive models and even more competitive.
Daiane Rodrigues Baldo
Credit Data Science Leader, Agi
Credolab helped us to better understand the digital profile of our customers, creating relevant insights that helps us segment and improve our customers’ risk profile. With the data provided by credolab, we managed to be more accurate in our predictive models and even more competitive.
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