Strands partners with credolab

Strands and credolab provide a one-stop solution for banks looking to grow their top-line by helping people be smarter with their money.

Why Should This Excite You?

Enhanced Customer Experience

Make better, more timely and relevant product recommendations to your customers.

Faster Decision

Shorten the time-to-yes from days to less than 1 minute with creditworthiness done in real-time.

Agile and Ready to Scale

Feel the true power of an AI-driven solution combined with the embedded scoring technology to provide deeper and more accurate insights.

Discovering modern credit risk scoring in buy now, pay later

Challenge accepted:
How challenger banks can grow profitably
Access this ebook now to learn more about the latest thinking and research on how BNPL can thrive.

Ebook

Make smart money management smarter

Equality and credolab joined forces to cater disruptive technological solutions to lenders providing handset financing solutions to unbanked and underbanked customers. By adding credolab alternative credit scoring and anti-fraud tools, Equality has put together a portfolio with 7 turnkey advanced technological solutions to create and accelerate handset financing businesses in Latin America. Together, we are disrupting the credit granting and underwriting process unlocking a series of opportunities where credit quantity and quality is maximised, and delinquency and fraud rates are kept well under control. Learn more about our benefits and details in the infographic.

Evidence

This rule triggers when a device has been confirmed as fraudulent

Watch-list

This rule triggers when the device is on a blacklist

Geolocation

This rule triggers when an application originates from a location marked as risky

Anomaly

This rule triggers when inconsistencies are identified on a device

Velocity

This rule triggers when the same device applies for multiple loans

Risk-Profile

This rule triggers when a device looks suspiciously like confirmed fraudulent devices

CredoScore

Crunches nearly 1 million behavioural features from opt-in metadata to generate credit scores

Device Risk

Uses device recognition and intelligence technology to track over 45 types of fraud and abuse

How do we fit into your business model?

Arrange a meeting with us to discuss