CredoLab develops bank-grade digital scorecards for banks, consumer finance companies, auto lenders, online and mobile lenders, insurance companies, and retailers. Built on mobile device data and powered by AI, our machine learning algorithm yields secure and customised scorecards developed on your credit outcome data, boosting your Gini coefficient.For LendersFor Channel PartnersFor Data Partners
Credit card and loan application process have always been a troublesome process for both parties – the consumers and financial institutions – thanks to all the documentation work, reviewing, scoring, and the long wait to get an update. CredoLab and GoBear have come together to change the game by making the process smoother, easier, and faster for everyone involved.Discover Easy Apply
CredoLab analyses thousands of characteristics from a user’s smartphone, turning this data into highly-predictive behavioural insights beyond traditional credit scoring.Discover CredoApp
CredoApp uses alternative data to build customised credit-risk scorecards, which are tailored to the individual lender and any particular product they intend to market. You receive a customised scorecard that you wont find replicated elsewhere, giving you the comfort to expand into new market segments with full knowledge and understanding of the risk levels.
We work with comparative websites, mobile wallet providers, online retailers, loyalty program providers, and online publishers to leverage their knowledge of their existing customers to enhance CredoLab’s predictive models.
Revolutionise your lead generation and improve returns across all your marketing initiatives: from new-to-bank, to loyalty, and even cross-sells.
Find out how we can make a difference today.
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