Bank-grade Digital Scorecards Based on Mobile Device Data

CredoLab develops bank-grade digital scorecards for banks, consumer finance companies, auto lenders, online and mobile lenders, insurance companies, and retailers. Built on mobile device data and powered by AI, our machine learning algorithm yields secure and customised scorecards developed on your credit outcome data, boosting your Gini coefficient.

For LendersFor Channel PartnersFor Data Partners
People CredoLab have helped

CredoLab: One of Singapore's Hottest Fintech in 2019

Fintech News, the Singaporean media specialised in FinTech reporting, tracked the performance and announcements from hundreds of Singaporean-based FinTech companies and selected CredoLab among the top 29 most promising companies in 2019.

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Some Brands Making Better Credit Decisions with CredoLab

CredoApp Transforms an Everyday Item Into a Powerful Predictive Tool

CredoLab analyses thousands of characteristics from a user’s smartphone, turning this data into highly-predictive behavioural insights beyond traditional credit scoring.

Discover CredoApp
euro coin
euro coin
euro coin

For Lenders

CredoApp uses alternative data to build customised credit-risk scorecards, which are tailored to the individual lender and any particular product they intend to market. You receive a customised scorecard that you wont find replicated elsewhere, giving you the comfort to expand into new market segments with full knowledge and understanding of the risk levels.

Find out how
Set of Keys

For Channel Partners

Channel partners can white label CredoApp and offer a turnkey alternative credit scoring solution to their customers.

Find out how
Open Padlock
Open Padlock

For Data Partners

We work with comparative websites, mobile wallet providers, online retailers, loyalty program providers, and online publishers to leverage their knowledge of their existing customers to enhance CredoLab’s predictive models.

Revolutionise your lead generation and improve returns across all your marketing initiatives: from new-to-bank, to loyalty, and even cross-sells.

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Singapore's 29 Hottest Fintech in 2019

Singapore Business Review's 20 Hottest Startups 2018

Get in touch

Find out how we can make a difference today.

For any queries you may have, E-mail us at:

Capital Tower,
168 Robinson Road,
Singapore 068912

+65 63407748

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