CredoLab enables banks and consumer lenders around the world to assess
the creditworthiness of customers that are left out of the financial system. CredoLab's proprietary technology turns customers’ digital footprints into highly predictive scorecards. Improve your in-branch, online, mobile, and agents performance by decreasing the time to yes and simplifying the application process.
CredoLab analyses thousands of characteristics from a user’s smartphone, turning this data into highly-predictive behavioural insights beyond traditional credit scoring.Discover CredoApp
CredoApp uses alternative data to build customised credit-risk scorecards, which are tailored to the individual lender and any particular product they intend to market. You receive a customised scorecard that you wont find replicated elsewhere, giving you the comfort to expand into new market segments with full knowledge and understanding of the risk levels.
We work with comparative websites, mobile wallet providers, online retailers, loyalty program providers, and online publishers to leverage their knowledge of their existing customers to enhance CredoLab’s predictive models.
Revolutionise your lead generation and improve returns across all your marketing initiatives: from new-to-bank, to loyalty, and even cross-sells.