CredoLab develops bank-grade digital scorecards for banks, consumer finance companies, auto lenders, online and mobile lenders, insurance companies, and retailers. Built on mobile device data and powered by AI, our machine learning algorithm yields secure and customised scorecards developed on your credit outcome data, boosting your Gini coefficient.
For LendersFor Channel PartnersFor Data Partners
CredoLab is at the forefront of innovative risk management practices that engage with novel credit risk modelling approaches availed by the surge in cell phone use. This e-book reports the findings of Dr Xiaofei (Susan) Wang, Lecturer and Research Scholar, Yale University from a review she did on CredoLab’s scoring model. She considered a vast array of alternative approaches for the various different steps of the pipeline and found favourable results, including when applied to real data.
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CredoLab analyses thousands of characteristics from a user’s smartphone, turning this data into highly-predictive behavioural insights beyond traditional credit scoring.
Discover CredoApp
CredoApp uses alternative data to build customised credit-risk scorecards, which are tailored to the individual lender and any particular product they intend to market. You receive a customised scorecard that you wont find replicated elsewhere, giving you the comfort to expand into new market segments with full knowledge and understanding of the risk levels.
Channel partners can white label CredoApp and offer a turnkey alternative credit scoring solution to their customers.
Find out how
We work with comparative websites, mobile wallet providers, online retailers, loyalty program providers, and online publishers to leverage their knowledge of their existing customers to enhance CredoLab’s predictive models.
Revolutionise your lead generation and improve returns across all your marketing initiatives: from new-to-bank, to loyalty, and even cross-sells.
CredoLab Among the Top Alternative Lending Startups In Singapore
CredoLab Nabs Spot in Plug and Play’s Pioneer Singapore Fintech program
Singapore's 29 Hottest Fintech in 2019
Singapore Business Review's 20 Hottest Startups 2018
Find out how we can make a difference today.
For any queries you may have, E-mail us at:
info@credolab.com
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