Powering real-time risk decisions together
See how Provenir and CredoLab deliver smarter, faster credit decisioning using AI/ML‑powered data analytics. Explore the partnership today.
Client Success Stories
Discover how credolab has transformed businesses by enabling data-driven decision-making and fostering growth through innovative solutions.
Why Should This Excite You?
Make Real-time Decisions
Trim the time-to-yes from days to less than 1 minute with powerful automation software at your disposal.
Enhance Data Quality
Elevate the accuracy, completeness, and reliability of client databases, ensuring businesses have access to high-quality information for strategic decisions, risk assessment, and customer engagement initiatives.
Mitigate Risk
Lower the cost of risk using a scoring model with high predictability empowering your underwriters to make better credit decisions.
Go-Live Faster
Eliminate complex integration projects. Access Credolab's data instantly within the Synapse platforms you already use.
Complete Data Privacy
Shorten the time-to-yes from days to less than 1 minute with creditworthiness done in real-time.
Agile and Ready to Scale
Feel the true power of an AI-driven solution combined with the embedded scoring technology to provide deeper and more accurate insights.
Onboarding
Origination
Servicing
Collection
COVER THE E2E CREDIT LIFE-CYCLE
Credolab x Mastercard Engage Partner Network
Digital First Component to Acquire
Accelerating time-to-market for Mastercard issuers looking to leverage credolab's alternative credit scoring solutions globally.
Credolab has joined the Mastercard Engage Partner Network as a Digital First Solution under the Digital Components for Acquire pillar.
What is a Digital First Solution?
Credolab: A Digital First Solution to Acquire
Mastercard chose credolab to support credit card issuers globally to approve more deserving applicants, even those that do not have traditional credit bureau data.
With credolab, issuers can now:
- Lower the cost of risk
- Decrease the cost of fraud
- Increase the approal rate
Digital First Components
Acquire
Providers of this component bring cardholder journeys to life, offering the capabilities required to approve more cardholders without adding friction to their onboarding journey.
Use
Providers of this component add cards to digital wallets effortlessly. Transact digitally across all channels including point-of-sale, online, and in-app.
Manage
Providers of this component enhance peace of mind. Digitally view card details, set controls, and contact customer service hassle-free.
Engage
Providers of this component elevate your journeys with a Digital First proposition through tailored offers and loyalty benefits.
Credolab: Mastercard Component to Acquire
Insights for Every Credit Card Applicant
Leverage credolab’s powerful behavioural data analytics platform built on proprietary machine learning (ML) algorithms. Analyse privacy-consented and permissioned behavioural biometrics and device fingerprint metadata for every applicant.
Insights for Every Issuer, Globally
Issue more credit cards to more deserving applicants without worrying about regulatory compliance or adding friction to the onboarding journey.
Instantly receive credolab's rich insights and predictive scores anywhere you issue credit cards.
Insights for Smarter Decisions, in Real Time
Credolab’s insights and alternative risk scores are delivered in real-time all via one API.
With credolab, banks, neobanks, and digital credit card issuers gain access to:
- Enhanced alternative risk scores
- Greater predictive power
- More accurate fraud checks
- Higher approval rate
- Reduced risk and fraud costs
