Powering real-time risk decisions together

Provenir joins hands with CredoLab to rapidly incorporate KYC, fraud, identity, and credit risk data into decisioning processes using the pre-built integrations within Provenir's light user interface. Together, we address the need for an alternative credit risk assessment that complements and improves the traditional processes.

Client Success Stories

Discover how credolab has transformed businesses by enabling data-driven decision-making and fostering growth through innovative solutions.

Why Should This Excite You?

Make Real-time Decisions

Trim the time-to-yes from days to less than 1 minute with powerful automation software at your disposal.

Access More Data

Get access to secure, non-intrusive alternative data to complement and boost the insights from your existing data.

Mitigate Risk

Lower the cost of risk using a scoring model with high predictability empowering your underwriters to make better credit decisions.

Go-live faster

APIs and a low-code platform simplify the deployment process so you can reap the benefits with zero downtime.

Complete Data Privacy

Shorten the time-to-yes from days to less than 1 minute with creditworthiness done in real-time.

Agile and Ready to Scale

Feel the true power of an AI-driven solution combined with the embedded scoring technology to provide deeper and more accurate insights.

Onboarding

Origination

Servicing

Collection

COVER THE E2E CREDIT LIFE-CYCLE

How does this partnership work?

Digital Onboarding

TransUnion's digital onboarding solution simplifies the application process for customers, reducing the need for multiple integrations and saving time and resources for IT teams. In addition to identity verification, credoSDK is integrated into TransUnion's digital onboarding solution to confirm the affordability of the applicant and avoid risky lending procedures.

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Anti-Fraud

Vetting and screening applications for loans and credit cards can be a complicated, time-consuming and expensive process. In collaboration with TruValidate, a TransUnion solution, credolab provides a comprehensive anti-fraud solution that can help detect and prevent fraud during the onboarding process.

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A comprehensive database of devices and fraud evidence:

In collaboration with TruValidate, a TransUnion solution, the fraud score algorithm is powered by the biggest network of devices and fraud reports in the world, with a base of over six billion unique consumer devices.

Identification of device and account linkages:

Identify suspicious devices from genuine ones and even the hidden connections between devices and accounts.

More secure than the traditional approach:

With a device metadata-led approach, it is possible to know the devices connected to the anonymous customer ID.

Agile in response and adaptability in collaboration with TruValidate:

The powerful and flexible business rules editor enables fraud analysts to react immediately to new threats.

To learn more about how to identify, assess and mitigate fraud risks with bespoke machine learning models, check out this comprehensive guide by our Customer Success Manager here.

Insights from a Former Risk Officer

Learn from a former risk officer how to develop sophisticated fraud detection models that understand a fraudulent action and its intention.

How does this partnership work?

About BRAVE by Credolab

An exclusive Digital Behavioural Analysis Solution

BRAVE is a sophisticated behavioural analytics solution designed to thrive in the mobile and online landscapes. It harnesses the vast availability of behavioural metadata, offering real-time information and insights to empower better risk and credit decisions.

SDK Integration

Operates through SDK Integration for Android, iOS, and web platforms

Data Collection

Collects 100% privacy-consented behavioural metadata

Behavioural Analytics

Seamlessly tracks user behaviour

Enhanced Experience

Ensures 100% frictionless digital experience

2023 Expert Guide:
The Importance of Financial Inclusion Strategies and Policies

Explore this introduction guide to financial inclusion with a focus on LATAM (a snippet into Mexico) and APAC, the initiatives implemented and the overall challenges of financial inclusion.

Score every Mexican with BRAVE

BRAVE enable any bank, neobank, digital lender, BNPL player to assess 100% of their incoming applicants

People without credit history (NTC)*

Enable financial institutions to extend credit to New-To-Credit* individuals lacking a credit history, fostering financial inclusion.

Fraud Evaluation

Bolster fraud detection and prevention efforts with insights derived from behavioural analytics.

Credit Card Issuers

Empower credit card companies with a more accurate assessment of applicant risk.

Getting to know fraud detection:
How to use insights gathered

Learn how using machine learning and artificial intelligence applied to dynamic, fresh and real-time data gives the ability for analysis and utilisation to obtain insights and create more accurate behavioural models.

Access the flipbook now to know what the best experts in Latin American fintech ecosystem have to say about financial inclusion and the use of alternative data.

How do we fit into your business model?

Arrange a meeting with us to discuss