Built by our data scientists at CredoLab, the CredoMeter helps you assess your scoring performance in 3 simple steps:

1. Select your current Gini Coefficient, the measure of how accurately your scoring methods are today;
2. Pick the Approval Rate, the percentage of applications you approve out of the total number of applications you receive; and
3. Chose the Bad Rate, or Delinquency Rate, the percentage of defaulters over the approved applicants.