Advocates for Change

Disparity in financial access can prove a real stumbling block for the underbanked. We’re passionate about enabling fair finance for all, empowering individuals and providing them with the stepping stone to an improved standard of living.

Knowing that we are making a real difference in the areas that need it the most is extremely rewarding, and provides the motivation to continue solving real problems for real people.

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People CredoLab have helped

Management Team

Peter Barcak

Co-founder & CEO

Peter is an executive-level manager with 20+ years in senior CF Risk Management roles, including with BNP, Citibank, Intesa Sanpaolo Group, and Platinum Bank. He is a high-integrity, energetic leader known for his ability to envision and produce successful outcomes in complex situations.

Michele Tucci

Head of Product Development & Data Partnerships

A senior executive with in-depth knowledge derived from 18+ years of hands-on experience in international consulting, product and business development in Asia, Australia, the US, Europe, Russia, the Middle East, and Africa. Proven history as an influential and highly effective member of multidisciplinary and cross-cultural teams.

Tarun Kumar Kalra

SVP, Head of Global Sales

Tarun brings a diverse & unique blend of technology innovation and financial services expertise built over 19 years of experience with leading Technology companies like Cisco, Infosys, Mphasis (HP), HCL & Nucleus software. A global Sales executive with strong emphasis on business expansion, Tarun has worked closely with clients in the Financial services industry helping them stay relevant and agile in this digital era. A Financial markets enthusiast, Tarun has a Masters in International Finance from the London School of Economics in addition to an MBA in Finance from India.

Kris Emerton-Jones

Head of Sales - Asia Pacific

Kris has spent more than 15 years in the Banking and Finance space at various international financial institutions working predominantly in the Sales & Marketing domain. Right now he is enjoying the wonderful world of fintech and over the past 10 years he has worked extensively across the Asia Pacific region covering a variety assignments in Singapore, Hong Kong, Malaysia, Vietnam, Myanmar, Indonesia, Philippines, China and Thailand.

Vitalii Kora

Chief Technology Officer

10 years of Software Development and IT project management experience, including with Global Logic, Interlink and Galen.

Dmytro Kurov

Head of Data Science

7 years of data science experience applied to risk management in Consumer Finance, including with Platinum Bank and Zoral Labs.

We’re Hiring!

If you’re interested in working with us to help improve financial access for the underbanked we’d love to hear from you!

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