Fair Finance for All

CredoLab is dedicated to improving financial inclusion and financial access for consumers and small businesses. Through partnerships with banks, cards issuers, consumer finance companies and other retail lenders, our goal is to improve the standard of living for people that have limited or even no access to mainstream financial services.

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People CredoLab have helped

Why We Do What We Do

Existing options for the underbanked are limited, traditional credit scoring is inadequate, and many turn to informal money lending with excessive interest. By harnessing the power of smartphone technology we are revolutionising financial access and enabling financial institutions to provide access to credit on fair terms for those that aren't able to access traditional systems.


April 2018

Global expansion beyond Southeast Asia to Africa, China, India, Latin America and the CIS

February 2018

Raised $1 million in pre Series A convertible debt from Walden

January 2018

Named among Singapore Business Review's Top 20 start-ups

June 2017

2.4 million application downloads ARR

February 2017

$800,000 raised from Fintonia Group, Reliance

October 2016

CredoLab officially launches

March 2016

CredoLab raised $200,000 in seed round from FORUM


Most Innovative Company in Machine Learning 2019

Rise BETA Startup 2019

Ping An Accelerator 2019

Top 5 "Race to the Top" Fintech Company 2019

Excellence in Finance Companies 2019

CredoLab Among the Top Alternative Lending Startups In Singapore

CredoLab Nabs Spot in Plug and Play’s Pioneer Singapore Fintech program

Singapore's 29 Hottest Fintech in 2019

Singapore Business Review's 20 Hottest Startups 2018