Enhance understanding of African consumers with behavioural data and marketing technology
Credolab and Terragon enable smarter mobile data-driven credit decisions in Africa. Discover how digital insights unlock new markets.
The strategic partnership between Credolab and Terragon Group aims to enhance the capabilities of Terragon's clients with cutting-edge insights. Leveraging Credolab's proprietary behavioural biometrics and device fingerprint metadata combined with Terragon's data analytics platform, this collaboration promises to deliver unparalleled accuracy and depth in customer insights.
Terragon Group's clients can now leverage Credolab's advanced analytics solutions to gain a deeper understanding and make more informed decisions across various sectors. Together, we are committed to driving innovation and empowering businesses with actionable insights for greater success.
Client Success Stories
Discover how credolab has transformed businesses by enabling data-driven decision-making and fostering growth through innovative solutions.
Enhance Data Quality
Elevate the accuracy, completeness, and reliability of client databases, ensuring businesses have access to high-quality information for strategic decisions, risk assessment, and customer engagement initiatives.
Improve Customer Targeting
Leverage predictive analytics to identify high-potential customers and tailor offerings based on their creditworthiness and behaviour.
Credit Decision Engine
A no-code platform for easy rule, scorecard, and workflow creation.
Automate Smarter Decisions
Leverage the combined power of both platforms to build more intelligent, fully automated risk assessment processes.
Drive Revenue Growth
Unlock untapped revenue opportunities and drive profitability by leveraging data-driven insights at every touchpoint of the customer journey.
A Single Source of Truth
Beyond basic demographic data, gain access to deeper insights into customers' credit histories, payment behaviours, and financial preferences, facilitating more precise segmentation and personalised engagement strategies.
Onboarding
Origination
Servicing
Collection
COVER THE E2E CREDIT LIFE-CYCLE
Credolab x Mastercard Engage Partner Network
Digital First Component to Acquire
Accelerating time-to-market for Mastercard issuers looking to leverage credolab's alternative credit scoring solutions globally.
Credolab has joined the Mastercard Engage Partner Network as a Digital First Solution under the Digital Components for Acquire pillar.
What is a Digital First Solution?
Credolab: A Digital First Solution to Acquire
Mastercard chose credolab to support credit card issuers globally to approve more deserving applicants, even those that do not have traditional credit bureau data.
With credolab, issuers can now:
- Lower the cost of risk
- Decrease the cost of fraud
- Increase the approal rate
Digital First Components
Acquire
Providers of this component bring cardholder journeys to life, offering the capabilities required to approve more cardholders without adding friction to their onboarding journey.
Use
Providers of this component add cards to digital wallets effortlessly. Transact digitally across all channels including point-of-sale, online, and in-app.
Manage
Providers of this component enhance peace of mind. Digitally view card details, set controls, and contact customer service hassle-free.
Engage
Providers of this component elevate your journeys with a Digital First proposition through tailored offers and loyalty benefits.
Credolab: Mastercard Component to Acquire
Insights for Every Credit Card Applicant
Leverage credolab’s powerful behavioural data analytics platform built on proprietary machine learning (ML) algorithms. Analyse privacy-consented and permissioned behavioural biometrics and device fingerprint metadata for every applicant.
Insights for Every Issuer, Globally
Issue more credit cards to more deserving applicants without worrying about regulatory compliance or adding friction to the onboarding journey.
Instantly receive credolab's rich insights and predictive scores anywhere you issue credit cards.
Insights for Smarter Decisions, in Real Time
Credolab’s insights and alternative risk scores are delivered in real-time all via one API.
With credolab, banks, neobanks, and digital credit card issuers gain access to:
- Enhanced alternative risk scores
- Greater predictive power
- More accurate fraud checks
- Higher approval rate
- Reduced risk and fraud costs
