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Building data monetization platforms together
CredoLab joins hands with Sapio to bring their AI-powered analytics platform to clients with a large customer audience.
Why Should This Excite You?
Monetize User Base & Data Assets
Generate a new revenue stream by converting the existing users of your products into leads that insurers and financial institutions want to target.
Digitize Your Processes
Integrate mobile tech, Machine Learning, AI, and distribution capabilities that can significantly benefit your core business.
Remain Data Compliant
Stay compliant with local and global data-privacy laws by accessing insights generated from consented, non-intrusive, and anonymous data.
Drive Better Customer Experience
Create the ultimate customer experience by enabling increased financial literacy and access to insurance and financial services for qualified and interested users.
Optimize Your Processes
Provide high-touch customer engagement, campaign ROI optimization, Customer Lifetime Value enhancements, and scalable alternative credit risk underwriting.
Aggregate Your Audience
Leverage our Retail Value Management (RVM) and Fintech deep expertise to engineer profitable growth and responsibly cater to the increased demand for financial access from the emerging middle class.
Onboarding
Origination
Servicing
Collection
COVER THE E2E CREDIT LIFE-CYCLE
How does this partnership work?
Digital Onboarding
TransUnion's digital onboarding solution simplifies the application process for customers, reducing the need for multiple integrations and saving time and resources for IT teams. In addition to identity verification, credoSDK is integrated into TransUnion's digital onboarding solution to confirm the affordability of the applicant and avoid risky lending procedures.
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Benefits of Transunion's Digital Onboarding Solution
Reduce fraud, streamline the application process and improve the customer experience.
Anti-Fraud
Vetting and screening applications for loans and credit cards can be a complicated, time-consuming and expensive process. In collaboration with TruValidate, a TransUnion solution, credolab provides a comprehensive anti-fraud solution that can help detect and prevent fraud during the onboarding process.
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A comprehensive database of devices and fraud evidence:
In collaboration with TruValidate, a TransUnion solution, the fraud score algorithm is powered by the biggest network of devices and fraud reports in the world, with a base of over six billion unique consumer devices.
Identification of device and account linkages:
Identify suspicious devices from genuine ones and even the hidden connections between devices and accounts.
More secure than the traditional approach:
With a device metadata-led approach, it is possible to know the devices connected to the anonymous customer ID.
Agile in response and adaptability in collaboration with TruValidate:
The powerful and flexible business rules editor enables fraud analysts to react immediately to new threats.
To learn more about how to identify, assess and mitigate fraud risks with bespoke machine learning models, check out this comprehensive guide by our Customer Success Manager here.
Evidence
This rule triggers when a device has been confirmed as fraudulent
Watch-list
This rule triggers when the device is on a blacklist
Geolocation
This rule triggers when an application originates from a location marked as risky
Anomaly
This rule triggers when inconsistencies are identified on a device
Velocity
This rule triggers when the same device applies for multiple loans
Risk-Profile
This rule triggers when a device looks suspiciously like confirmed fraudulent devices
CredoScore
Crunches nearly 1 million behavioural features from opt-in metadata to generate credit scores
Device Risk
Uses device recognition and intelligence technology to track over 45 types of fraud and abuse
Insights from a Former Risk Officer
Learn from a former risk officer how to develop sophisticated fraud detection models that understand a fraudulent action and its intention.
Our SVP of Sales' interview with CNBC-TV18 on data privacy, embedded finance, industry trends and our growth plans
Discovering modern credit risk scoring in buy now, pay later
Challenge accepted:
How challenger banks can grow profitably
Access this ebook now to learn more about the latest thinking and research on how BNPL can thrive.
Building data monetization platforms together
Using CredoLab’s proprietary mobile technology and predictive Machine Learning algorithms, and Sapio’s frictionless Fintech-as-a-Service B2B platform, we help Airlines, Telecoms, Mobile Money Operators, Payment Solution Providers, Wallets, Media companies, and Retailers generate new scalable revenue streams. We accomplish that by converting their audience into high quality leads, pre-screened for purchase intent and risk/affordability. With our matching algorithm, we enable banks, insurance companies, and consumer finance companies to target and acquire the very best and most valuable customers, building scalable revenue growth.
How do we fit into your business model?
Arrange a meeting with us to discuss