Building data monetization platforms together

CredoLab joins hands with Sapio to bring their AI-powered analytics platform to clients with a large customer audience.

Client Success Stories

Discover how credolab has transformed businesses by enabling data-driven decision-making and fostering growth through innovative solutions.

Why Should This Excite You?

Monetize User Base & Data Assets

Generate a new revenue stream by converting the existing users of your products into leads that insurers and financial institutions want to target.

Digitize Your Processes

Integrate mobile tech, Machine Learning, AI, and distribution capabilities that can significantly benefit your core business.

Remain Data Compliant

Stay compliant with local and global data-privacy laws by accessing insights generated from consented, non-intrusive, and anonymous data.

Drive Better Customer Experience

Create the ultimate customer experience by enabling increased financial literacy and access to insurance and financial services for qualified and interested users.

Optimize Your Processes

Provide high-touch customer engagement, campaign ROI optimization, Customer Lifetime Value enhancements, and scalable alternative credit risk underwriting.

Aggregate Your Audience

Leverage our Retail Value Management (RVM) and Fintech deep expertise to engineer profitable growth and responsibly cater to the increased demand for financial access from the emerging middle class.

Onboarding

Origination

Servicing

Collection

COVER THE E2E CREDIT LIFE-CYCLE

How does this partnership work?

Digital Onboarding

TransUnion's digital onboarding solution simplifies the application process for customers, reducing the need for multiple integrations and saving time and resources for IT teams. In addition to identity verification, credoSDK is integrated into TransUnion's digital onboarding solution to confirm the affordability of the applicant and avoid risky lending procedures.

Mouse over each point for more information

Anti-Fraud

Vetting and screening applications for loans and credit cards can be a complicated, time-consuming and expensive process. In collaboration with TruValidate, a TransUnion solution, credolab provides a comprehensive anti-fraud solution that can help detect and prevent fraud during the onboarding process.

Mouse over each point for more information

A comprehensive database of devices and fraud evidence:

In collaboration with TruValidate, a TransUnion solution, the fraud score algorithm is powered by the biggest network of devices and fraud reports in the world, with a base of over six billion unique consumer devices.

Identification of device and account linkages:

Identify suspicious devices from genuine ones and even the hidden connections between devices and accounts.

More secure than the traditional approach:

With a device metadata-led approach, it is possible to know the devices connected to the anonymous customer ID.

Agile in response and adaptability in collaboration with TruValidate:

The powerful and flexible business rules editor enables fraud analysts to react immediately to new threats.

To learn more about how to identify, assess and mitigate fraud risks with bespoke machine learning models, check out this comprehensive guide by our Customer Success Manager here.

Insights from a Former Risk Officer

Learn from a former risk officer how to develop sophisticated fraud detection models that understand a fraudulent action and its intention.

How does this partnership work?

About BRAVE by Credolab

An exclusive Digital Behavioural Analysis Solution

BRAVE is a sophisticated behavioural analytics solution designed to thrive in the mobile and online landscapes. It harnesses the vast availability of behavioural metadata, offering real-time information and insights to empower better risk and credit decisions.

SDK Integration

Operates through SDK Integration for Android, iOS, and web platforms

Data Collection

Collects 100% privacy-consented behavioural metadata

Behavioural Analytics

Seamlessly tracks user behaviour

Enhanced Experience

Ensures 100% frictionless digital experience

2023 Expert Guide:
The Importance of Financial Inclusion Strategies and Policies

Explore this introduction guide to financial inclusion with a focus on LATAM (a snippet into Mexico) and APAC, the initiatives implemented and the overall challenges of financial inclusion.

Score every Mexican with BRAVE

BRAVE enable any bank, neobank, digital lender, BNPL player to assess 100% of their incoming applicants

People without credit history (NTC)*

Enable financial institutions to extend credit to New-To-Credit* individuals lacking a credit history, fostering financial inclusion.

Fraud Evaluation

Bolster fraud detection and prevention efforts with insights derived from behavioural analytics.

Credit Card Issuers

Empower credit card companies with a more accurate assessment of applicant risk.

Getting to know fraud detection:
How to use insights gathered

Learn how using machine learning and artificial intelligence applied to dynamic, fresh and real-time data gives the ability for analysis and utilisation to obtain insights and create more accurate behavioural models.

Discovering modern credit risk scoring in buy now, pay later

Challenge accepted:
How challenger banks can grow profitably

Access this ebook now to learn more about the latest thinking and research on how BNPL can thrive.

Building data monetization platforms together

Using CredoLab’s proprietary mobile technology and predictive Machine Learning algorithms, and Sapio’s frictionless Fintech-as-a-Service B2B platform, we help Airlines, Telecoms, Mobile Money Operators, Payment Solution Providers, Wallets, Media companies, and Retailers generate new scalable revenue streams. We accomplish that by converting their audience into high quality leads, pre-screened for purchase intent and risk/affordability. With our matching algorithm, we enable banks, insurance companies, and consumer finance companies to target and acquire the very best and most valuable customers, building scalable revenue growth.

How do we fit into your business model?

Arrange a meeting with us to discuss