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Grow the business. Through digital transformation
Niu and Credolab provide integrated solutions for financial institutions. Using our embedded scoring technology and Niu's proven expertise in financial services digital transformation, banks, insurers and credit unions improve loan screening, raise lead quality and lift revenue.
type
Website
Business Model
Digital Transformation
Territory
Guatemala, Central America
Customers
Banks, Insurers, Credit Unions
what you get
Digital transformation + Behavioural insights and scores
What you will achieve
Six outcomes and benefits. Only from partnership with Niu and Credolab.
revenue
Drive revenue growth
Unlock untapped revenue opportunities and drive profitability by leveraging data-driven insights at every customer touchpoint.
acquisition
Lower acquisition costs
Integrate predictive technology into the application screening optimises the onboarding process.
experience
Enhanced customer experience
Better data enables a seamless customer experience and increases positive sentiment.
marketing
Improved marketing conversion
Gain a unique perspective on user behaviours with deeper insights that improve campaigns and conversions.
privacy
Data privacy protection
Comply with privacy laws and regulations, processing only consented, anonymous behavioural metadata.
FRAUD
Lower cost of fraud
Anti-fraud insights help detect first-party and third-party fraud at onboarding.
How it works: digital onboarding
Simplify the application process, reduce integrations, and save time for IT teams.
01
Niu engages
Local consulting and integration support across Central America.
02
Embed credoSDK
Behavioural scoring inserted into the application journey.
03
Sharper analysis screening
Decisioning enriched with our behavioural signal.
04
Scale programme
Niu monitors and expands the programme across the institution.
Where Credolab sits in the journey
Identity, fraud and authentication stay with your existing stack. Credolab supplies the behavioural score, in the alternative-data lane, from proprietary device and interaction metadata — never personal data.
100%
Coverage — no thin-file gap
0%
Personal data processed
Get in touch with our partners
Check out
NIU Solutions
or connect with them directly.