Disruptive technological solutions for handset device financing lenders
More than 10 ways to validate identities in the digital onboarding process. ID, Photo, Blacklists, Employment history, and more.
ML-based credit scoring algorithm
Advanced risk assessment through smartphones metadata that protects customers' data privacy
Fully configurable, self-service, white label, and integrated credit management digital solution to orchestrate 100% of the placement, management, and collection of any credit portfolio.
Get more resources by increasing and extending the frequency of use of your lines of credit, building loyalty from your customers and allowing them to pay for services on digital platforms.
10,000+ cash in points in Mexico to improve the payment experience of your customers.
Extended warranty and/or damage coverage insurance for financed smartphones. Don't let your client's accident become your past-due portfolio.
Blocking platform for smartphones and tablets
Automated collection, unlimited messages, and reminders of the payment obligations to customers. The solution works even if the SIM card is replaced or removed. In case of non-payment, the tech blocks the smartphone or tablet remotely, increasing the payment priority and reducing uncollectibility rates.
TransUnion's digital onboarding solution simplifies the application process for customers, reducing the need for multiple integrations and saving time and resources for IT teams. In addition to identity verification, credoSDK is integrated into TransUnion's digital onboarding solution to confirm the affordability of the applicant and avoid risky lending procedures.
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Reduce fraud, streamline the application process and improve the customer experience.
Vetting and screening applications for loans and credit cards can be a complicated, time-consuming and expensive process. In collaboration with TruValidate, a TransUnion solution, credolab provides a comprehensive anti-fraud solution that can help detect and prevent fraud during the onboarding process.
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A comprehensive database of devices and fraud evidence:
In collaboration with TruValidate, a TransUnion solution, the fraud score algorithm is powered by the biggest network of devices and fraud reports in the world, with a base of over six billion unique consumer devices.
Identification of device and account linkages:
Identify suspicious devices from genuine ones and even the hidden connections between devices and accounts.
More secure than the traditional approach:
With a device metadata-led approach, it is possible to know the devices connected to the anonymous customer ID.
Agile in response and adaptability in collaboration with TruValidate:
The powerful and flexible business rules editor enables fraud analysts to react immediately to new threats.
To learn more about how to identify, assess and mitigate fraud risks with bespoke machine learning models, check out this comprehensive guide by our Customer Success Manager here.
This rule triggers when a device has been confirmed as fraudulent
This rule triggers when the device is on a blacklist
This rule triggers when an application originates from a location marked as risky
This rule triggers when inconsistencies are identified on a device
This rule triggers when the same device applies for multiple loans
This rule triggers when a device looks suspiciously like confirmed fraudulent devices
Crunches nearly 1 million behavioural features from opt-in metadata to generate credit scores
Uses device recognition and intelligence technology to track over 45 types of fraud and abuse
Learn from a former risk officer how to develop sophisticated fraud detection models that understand a fraudulent action and its intention.
Our SVP of Sales' interview with CNBC-TV18 on data privacy, embedded finance, industry trends and our growth plans
Equality and credolab joined forces to cater disruptive technological solutions to lenders providing handset financing solutions to unbanked and underbanked customers. By adding credolab alternative credit scoring and anti-fraud tools, Equality has put together a portfolio with 7 turnkey advanced technological solutions to create and accelerate handset financing businesses in Latin America. Together, we are disrupting the credit granting and underwriting process unlocking a series of opportunities where credit quantity and quality is maximised, and delinquency and fraud rates are kept well under control. Learn more about our benefits and details in the infographic.