Philippines
BNPL Case Study
Goal:
Increase the amount of information on millions of potential clients with low credit bureau data presence to reduce defaults and increase approval rates.
Products Used:
Mobile SDK
The choice of 150+ financial companies, banks and fintech unicorns
The Challenge
Integration Type:
Solution
Embedded CredoSDK into the mobile banking app for Android and iOS
Android SDK
iOS SDK
CredoWeb
The Results
Developed a model with a GINI of 0.25 (standalone) with a lift of 0.15 in an integrated model, which was a 37.5% increase.
No items found.
Result
No items found.
37.5%
New-to-Credit (NTC) clients
Developed a model with a GINI of 0.40.
39
Thin-File clients
Developed a model with a GINI of 0.39.
28
Thick-File clients
Developed a model with a GINI of 0.28.
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