Know How They Score. Understand How They Behave. Better.
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Credolab has joined the FICO Marketplace, listed under Data & Intelligence and Fraud & Threat Intelligence. FICO Platform clients can now directly integrate our behavioural risk scoring, fraud detection and alternative credit intelligence into their engines.
type
Business Model
Bureau Data + Alternative data (Behavioural)
Territory
Global
what you get
Credit bureau data + Behavioural insights and scores
What you will achieve
Six outcomes and benefits. Only from partnership with FICO and Credolab.
inclusivity
Expand financial inclusion
Assess underserved and new-to-credit consumers more accurately by gaining broader access to behavioural credit intelligence alongside traditional credit data.
risk
Improve risk separation
Enrich predictive power and model development with orthogonal behavioural features by identifying risk that traditional models miss across applicant segments.
credit
Reduce credit losses
Strengthen underwriting decisions with more precise credit allocation by lowering delinquency and default rates through more precise risk management.
fraud
Filter fraud at the funnel
Screen out bots, device farms and synthetic identities at the top of onboarding, before costly downstream checks are triggered.
Speed
Operationalise AI faster
Discover, access and deploy pre-built AI models, data services and analytics within FICO Platform. From discovery to test calls in hours.
privacy
Privacy-first by design
A unified and proven, privacy-compliant solution built on consented, anonymised behavioural metadata. Extending credit access responsibly with zero PII.
How it works: digital onboarding
Built for layered, multi-provider integration through a complementary enrichment layer
01
Listed on FICO Marketplace
Discover and access Credolab from the Marketplace catalogue, inside FICO Platform.
02
Workflow orchestration
Filter bots, device farms and synthetic identities at the top of the onboarding funnel.
03
Model Building
Enrich models with orthogonal behavioural features that bureau and transaction data cannot supply.
04
Strategy design
Sharpen strategies with real-time behavioural risk and intent signals.
Where Credolab sits in the journey
Identity, fraud and authentication stay with your existing stack. Credolab supplies the behavioural score, in the alternative-data lane, from proprietary device and interaction metadata — never personal data.
100%
Coverage — no thin-file gap
0%
Personal data processed
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Get in touch with our partners
Check out
Fico
or connect with them directly.