NEW! Credolab is now available through FICO Marketplace:
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FICO Named a Leader in the 2026 Gartner® Magic
Quadrant™ for Decision Intelligence Platforms.
Fico PartnershipQuadrant™ for Decision Intelligence Platforms.
An over-the-top Buy Now, Pay Later platform letting consumers shop at almost any retailer — using mobile-first technology to help them manage cash flow and access credit responsibly.
Operating in a high-velocity credit environment, the client faced mounting pressure to refine their short-term risk assessment
To grow responsibly, lenders need a broader and more predictive view of applicant risk. Even with alternative data sources in play, many current models are still missing one critical layer: behavioural data that reveals true intent and repayment capacity.
Credolab Added an FPD30 Behavioural Risk Layer to the Existing Decision Engine.
Credolab was integrated into the client's decisioning workflow and delivered measurable
business impact within the first benchmarking cycle.
Side-by-side comparison of bureau-only baseline vs. bureau plus Credolab on the
same population, same observation window.
Case Study Sheet
Go beyond the preview and explore:
Full implementation details | Results & business impact | Expert consultation included
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