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Automate every loan. End-to-end lending solutions for you.
HES FinTech runs the loan. Credolab scores every borrower. A single integration to add behavioural data scoring to one-stop lending automation solutions and processes with HES LoanBox and GiniMachine.
type
Website
Business Model
Loan Management Solution
Territory
Global
what you get
Lending stack + Behavioural insights and scores
What you will achieve
Six outcomes and benefits. Only from partnership with HES FinTech and Credolab.
Automation
End-to-end loan automation
HES FinTech optimises the full lending process, covering origination, servicing and collections. Credolab adds the behavioural score that sits inside every stage.
AI scoring
Sharper, faster machine learning
GiniMachine trains on borrower data.
Credolab features lift the model from day one. No need to wait for the book performance.
Credolab features lift the model from day one. No need to wait for the book performance.
Compliance
Privacy-first by default
Automated reporting and compliance
tracking inside LoanBox. Credolab's
behavioural scoring is privacy consent-based and audit-traced.
tracking inside LoanBox. Credolab's
behavioural scoring is privacy consent-based and audit-traced.
Configurable
Tune workflows without engineering
Configure origination, servicing and
collections inside LoanBox. Our score
becomes a tunable input.
collections inside LoanBox. Our score
becomes a tunable input.
Speed
Live in weeks, not quarters
Skip the integration build with faster
operational efficiency and go-to-market
deployment.
operational efficiency and go-to-market
deployment.
Risk
Tighter risk control across stages
The same behavioural signal informs
underwriting, mid-cycle review and pre-
collection triage.
underwriting, mid-cycle review and pre-
collection triage.
The HES FinTech Stack
Supercharged with a layer of Credolab's behavioural intelligence to each product.
HES LoanBox
Customisable loan management system
A fully customisable loan management system with an integrated credit decision engine, configurable workflows, and automated reporting and compliance tracking.
GiniMachine
AI-powered credit scoring engine
An AI-powered credit scoring engine that uses machine learning to
predict borrower behaviour and assess credit risk with precision.
predict borrower behaviour and assess credit risk with precision.
Get in touch with our partners
Check out
HES FinTech
or connect with them directly.