Ride Hailing

Leverage a source of abundant behavioural data—the smartphone—to facilitate the car ownership journey for ride hailing drivers. Industry players, such as Grab, Gojek and Uber, can now utilise AI-based algorithms to support driver self-reliance and entrepreneurship.

Digital Financing Solutions for the Mobile Generation

Fast Approval, High Accuracy

Use advanced AI credit scoring technology to speed up the approval process. With CredoScore, companies enjoy increased onboarding rates with a lower cost of risk.

Fair Terms

CredoScore’s unique smartphone metadata analysis methods disrupt industry standards and drive growth by complementing traditional credit prerequisites.

Open up New Market Segments

Break down the barriers to credit by targeting those who are creditworthy, but don’t fit into traditional profiles, such as fresh graduates, millennials and those new-to-credit (NTC).

Transform your Business

CredoScore

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The vanguard of CredoLab's family of credit risk management products that increases application approval rates while keeping negative rates under control.

CredoTools

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Simple, plug-&-play solutions working in conjunction with our products, such as the white label app & SDKs, to provide seamless digital onboarding experiences.

CredoAnalytics

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An Analytics-as-a-Service platform using data and insights from privacy-consented data sources to provide a simple, ready-for-action profitability plan.