Checkout Lending

With CredoScore’s AI-powered credit scoring technology, your company can easily expand checkout payment choices while encouraging increased spending behaviour. CredoScore enables eligible app shoppers to select “Buy Now, Pay Later” and “Pay in Equal Monthly Installments (EMI)” options when checking out. Our solution assesses customer creditworthiness in less than 5 seconds, ensuring a seamless online purchasing experience. With CredoScore, your app can maximise conversions of buyers at checkout while supporting customer loyalty.

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Automated Credit Options to Convert Visitors to Buyers

Real-time Analysis

Instantly assess customer eligibility for enhanced payment options at checkout using an algorithm that churns out highly predictable credit scores in real time.

Fully Automated

CredoScore’s credit analysis and presentation of payment options is a fully automated process that supports your existing credit policies.

Build Loyalty

Drive loyalty and maximise revenue by offering eligible customers unique purchasing choices that align with buying habits and financial capacity.

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The vanguard of CredoLab's family of credit risk management products that increases application approval rates while keeping negative rates under control.


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Simple, plug-&-play solutions working in conjunction with our products, such as the white label app & SDKs, to provide seamless digital onboarding experiences.

Embedded Scoring

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An Analytics-as-a-Service platform using data and insights from privacy-consented data sources to provide a simple, ready-for-action profitability plan.