Banks & Lenders

Enhance traditional banking and lending risk practices with CredoLab’s digital credit scoring solution, CredoScore. Our credit risk management process enables financial institutions to predict customer creditworthiness by leveraging smartphone metadata. This financial technology empowers banks and lenders to access entirely new market segments largely ignored by other institutions.

Bank-grade Credit Scoring Using Mobile Metadata

Expansion to New Market Segments

Dramatically improve access to new market segments, such as the new-to-credit (NTC), new-to-bank, thin file, millennials and self-employed.

Lower Cost of Risk

Leverage the predictive capability of AI and Machine Learning to consistently improve digital scorecards while lowering the cost of risk.

Faster Decisions

Our financial technology platform shortens the time-to-yes from days to less than 1 minute with scores delivered in real time.

Transform your Business

CredoScore

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The vanguard of CredoLab's family of credit risk management products that increases application approval rates while keeping negative rates under control.

CredoTools

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Simple, plug-&-play solutions working in conjunction with our products, such as the white label app & SDKs, to provide seamless digital onboarding experiences.

CredoAnalytics

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An Analytics-as-a-Service platform using data and insights from privacy-consented data sources to provide a simple, ready-for-action profitability plan.