CredoLab analyses thousands of characteristics from a user’s smartphone and turns them into highly-predictive behavioural insights that go beyond traditional credit scoring. Lenders and banks have now the option to enhance their existing scorecards with CredoLab’s powerful risk score.
We don’t reuse scorecards from other lenders or from other countries. Instead, we customise them to the characteristics of your financial institution, the customer segment you want to target, and the product you intend to market.
CredoLab offers multiple scorecard integration options designed to ensure maximum flexibility. Risk management teams are now free to choose their preferred approach, consistent to their strategy, and independent from IT integrations and queues.
Run the CredoLab digital scorecard in parallel with your existing scorecard to assist in your lending decision.
Merge your existing scorecard with a CredoLab digital scorecard to create a more powerful, enhanced score.
Use the CredoLab digital score as one additional characteristic in your existing scorecard.
Schedule a demo to learn more about how we can integrate CredoApp into your infrastructure.Schedule a demo
CredoLab risk scores are delivered either via a web dashboard that requires no IT integration or via an easy-to-integrate API. The choice is yours.