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Get an accurate evaluation of your customer's credit risk.

Our alternative data API offers real-time credit scores to help you identify customers who meet your risk standards even in the absence of credit bureau scores.

Know more about your customers and make informed lending decisions

Our API feeds alternative credit scores into your existing risk assessment models

Accurate real-time underwriting with end-to-end security

Download our eBook to understand everything about Alternative Credit Scoring

The complete guide to Alternative Credit Scoring

Download this eBook to understand how certain tools such as alternative credit scoring, can help your business grow by tapping new, unexplored customer segments.

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About credolab:

Credolab is committed to making credit available to all.

We do this by giving businesses access to an untapped, highly-predictive source of behavioural data to make faster, better credit scoring decisions with zero error rates.

Our clients can now calculate real-time credit scores based on evidence; shown in behavioural data from mobiles and web use. This previously untapped data means lenders can make decisions based on the way people behave in the modern world – not just how they look on paper.

Singapore's Top 10 Fintech & Finance Startups 2021 StartupLanes

Social Impact Award SSF Global Fintech Awards 20221

Capgemini Financial Services Efma Financial NewTech Watchlist 2021

Winner of 2021 Financial NewTech Challenge Banking-Scale up' award

World Economic Forum 100 Technology Pioneers in the world