Our alternative data API offers a behaviour-based fraud detection score to help you assess customers based on their probability to default the very first payment, even in the absence of credit bureau scores.
Know more about your customers and make informed lending decisions
Our APIs integrate into your existing risk assessement models and processes
Accurate real-time underwriting with end-to-end security
The complete guide to Alternative Credit Scoring
In this eBook, we'll help you understand what alternative data is and, more specifically, how certain tools such as alternative credit scoring, can help your business grow by tapping new unexplored market segments.
Download this eBook to learn:
• What is alternative data
• Alternative credit scoring vs traditional credit scoring
• How alternative data can open up financial opportunities for credit invisibles
• How alternative credit scoring is being used in many industries
Download our eBook to learn everything on Alternative Credit Scoring
Credolab is committed to making credit available to all.
We do this by giving businesses access to an untapped, highly-predictive source of behavioural data to make faster, better credit scoring decisions with zero error rates.
Our clients can now calculate real-time credit scores based on evidence; shown in behavioural data from mobiles and web use. This previously untapped data means lenders can make decisions based on the way people behave in the modern world – not just how they look on paper.
Singapore's Top 10 Fintech & Finance Startups 2021 StartupLanes
Social Impact Award SSF Global Fintech Awards 20221
Capgemini Financial Services Efma Financial NewTech Watchlist 2021
Winner of 2021 Financial NewTech Challenge Banking-Scale up' award
World Economic Forum 100 Technology Pioneers in the world