credoinsure’s advanced credit scoring technology enables insurers to jump ahead of the competition. credolab shortens a policy’s break-even time with highly accurate fraud scoring and a quicker underwriting process. It’s good news for everyone.

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Higher persistency ratio

Detect first payment defaulters early regardless of the origination channel.

Lower acquisition cost

Transform the underwriting workflow from a redundant, time-consuming process to an automated, real-time scoring mechanism.

Lower lapsation rate

Significantly lower the number of policies cancelled on the sixth or seventh month and shorten the time needed to break-even.

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