Fair finance for all

CredoLab is a leading fintech company dedicated to improving financial inclusion and financial access for underbanked consumers. Through partnerships with banks, consumer finance companies and other retail lenders, our goal is to improve the standard of living for people or businesses that have poor or even no access to mainstream financial services. 

Woman in Sun

Woman in Sun

Why we do what we do

Existing options for the underbanked are limited, traditional credit scoring is inadequate, and many turn to informal money lending with excessive interest. By harnessing the power of smartphone technology we are revolutionising financial access and providing access to credit on fair terms to the Emerging Markets.